Meet Heather Borders, Registered Dietician and Owner of Kailo Nutrition

With a background in engineering and business, what motivated you to go back to school and change careers to become a Registered Dietitian?  My husband’s cholesterol! It was always very high but several years ago, his total cholesterol finally reached 311 and his triglycerides were 305. He didn’t want to take medicine, so we changed our diet.  His numbers plummeted, revealing how diet can prevent and even reverse conditions that are thought to be primarily due to our genetics, or even fate.

What services does Kailo Nutrition provide?  Kailo Nutrition offers a wide array of nutrition and culinary programs that are engaging and interactive, demonstrating how to make healthy food taste great. As a Registered Dietitian, I offer traditional nutrition counseling for common health issues and weight management. Guided tours of grocery stores, farmers markets, and monthly meal/recipe planning services round out other services clients find helpful as they continue on their health journey.   Partnered with Chef Lisa Franzino, we also offer culinary wellness classes with cooking demonstrations that anyone can do any day of the week. End with a meal tasting of the dishes prepared during the class, exploring new flavors and foods that will move everyone closer to their individual health goals.

What exciting events does Kailo Nutrition have scheduled for the spring?  Spring is already very busy and we are excited to launch some new culinary wellness programs.  Our next culinary wellness class will be the Northeast Florida Plant-Based Culinary Nutrition Course held at High Tide Yoga at Jacksonville Beach every Monday in March!

We are thrilled to launch our Culinary Wellness for Health & Performance Women’s Retreat at the exclusive Stafford House Residence on Cumberland Island to be held May 4-7, 2017. This women’s retreat is an opportunity to relax with island yoga, participate in chef-led culinary workshops, and learn how to fuel your body for optimal health and performance. Disconnect and enjoy delicious, local cuisine over this four-day, three-night island adventure while staying in this exclusive, private residence. The deadline to register is March 17 and attendance is limited to 10 people.  Visit www.facebook.com/KailoNutrition/ for more information.

Why is there a need for your services?  There is a high prevalence of chronic disease, cancer, and obesity in America, and through a healthier diet and lifestyle changes, these conditions can be prevented, managed or even reversed without medications. Many people are initially hesitant to experiment in the kitchen, but become incredibly creative and adventurous once given the basic tools and know-how. Kailo Nutrition’s mission is to Make Healthy Happen.

How has the SBDC helped you in starting your business?  Cathy has been instrumental in helping me focus on the most pressing needs of starting a business. There are many exciting opportunities and she has helped me choose which ones are best to pursue and which ones are best to table for the moment. The SBDC has connected me with a variety of resources to help my company grow and ensure continued success.

What to look for when selecting a business broker

Leveraging your time when selling your business

A business owner can try to sell their business on their own, but due to the time it takes to find a strong buyer pool and work with each buyer, many savvy business owners choose to hire a business broker.

What professional helps coordinate the sale of a small business?

A business broker is a trained professional in the sale and transfer of small businesses (those under $1M EBITDA and often 100 employees or less).

Merger and Acquisition Specialists work with businesses over $1M EBITDA to find large companies or private equity groups to buy these businesses. These larger businesses look for companies with deep infrastructure and significant management teams.

Small businesses will want to work with a business broker in selling their business.

Who can sell a business?

In the state of Florida, the only requirement to be a business broker is to have a real estate license.

Sadly, the education required to earn a real estate license, does not have any information on selling a business. It is geared mostly to the sale of property and homes, not the sale of businesses.

There are many licensed real estate professionals that are open to “taking a crack” at selling a business. So you will want to take time to interview brokers to find the best fit to sell your business.

What to look for when picking a business broker

Here are some the key items to look for when selecting a professional to sell your business:

  • Trained professional educated in selling businesses– not a part time person looking to make extra money on the side. Ideally, they should have extensive training and hold a Board Certified Intermediary (BCI) certification and be actively taking more classes to educate themselves.
  • A thought leader that is watching the trends and can give you the best advice. They should also leverage technology to use your time efficiently and respond promptly to all requests
  • Complete a full analysis of the financials and look deep into the business to determine a selling price that the market will support and will satisfy you. They should work together with the existing advisors.
  • Have an extensive written marketing plan that includes many strategies to attract the best buyers so that you do not have to settle due to lack of interest. This strategy should include targeting both individual buyers and small business buyers (2 very different approaches), if your business type id a fit for this.
  • Strong networks with accountants, attorneys, bankers, other business brokers and consultants for the broadest reach for buyers. Having a national team to support them will expose your business to more buyers.
  • Actively Lead the buyer through the process beginning with understanding their needs and best-fit businesses; guiding through evaluations and offers on a business; recommending lending; packaging the buyer for the lending and the landlord; and attending all meetings with lender and the landlord. They should leave NOTHING to chance.
  • Higher than 50% selling ratio. You want to make sure they actually sell businesses, not just list them. The national average is 20%.

By taking the time upfront to interview business broker can save yourself many headaches down the down.

By Kimberly Deas, Murphy Business Brokers & SBRN Member

Timing is everything…

As I made a mental note to set my alarm clock an hour earlier than usual for tomorrow in order to have time to drive to an early meeting in another county, it occurred to me that timing is everything in business. There is of course, the adage of, “being in the right place at the right time,” which is useful in finding business opportunities. There are also many other timing events which can be crucial to the success of your business. Here are a few that come to mind:

Access related – You can only make a sale when a customer can connect with your business. Your hours of operation, both clock time and days of the week are important in this regard. I have had several business clients over the years that made a point of being open when their industry or profession usually wasn’t. They encompassed a range of types from dry cleaners open late at night for customers who couldn’t come in until their workday ended, to doctors and veterinarians who had office hours both late in the day and on weekends. They were successful because they found a customer need or niche and filled it. When dealing with millennial clients who want service availability on their terms, having the ability for them to order via the Internet and then pick up their order or have it delivered may be important.  Read more here: http://pgeist.blogs.ocala.com/11544/timing-is-everything/

Speaking of Business Blog by Dr. Philip R. Geist, Florida SBDC at UNF

Get to Know Our Client: ClaimMedic, An Experienced Medical Advocate

daniel_mary-7917b claimmediclogoWhat made you think of being a medical billing advocate? After over 25 years in medical practice management I knew that most patients don’t truly understand their medical benefits and what their insurance actually covers. When I became a caregiver for my husband’s parents many years ago I also learned that medical facilities make frequent billing errors that cost patients money. I realized there was a real need for a patient advocate who could simply confusing medical bills to ensure that patient’s never again pay a medical bill that they don’t owe.

Why is there a need for your services? Health Insurance can be extremely confusing and most people, including patients and their caregivers don’t have the time or the desire to learn what is necessary to navigate through the world of medical billing. Because of my extensive experience in medical billing I realized that I could provide a service to help people concentrate on what matters most –  getting well or taking care of their loved ones, not struggling with the burden of medical bills.

Where do you see the industry in 3-5 years? As our population ages more and more the field of patient advocacy will grow tremendously. Patient advocates can help patients and their families navigate the world of health care by meeting the various needs of a patient who requires extensive medical care or attention but may not have the ability or the desire to tackle their situation alone.

What is the hardest part of starting a business? Having the courage to get started. Even if you strongly believe in your company, the fear of leaving a steady paycheck to take a large financial risk can be paralyzing. So paralyzing that many just don’t do it!  

How can patients and caregivers ease the burden of medical debt? Know your insurance benefits and review every bill for errors. All providers of services make mistakes. If you know what should be paid, you’ll be able to determine if indeed it has been paid. The more knowledge you have about your coverage the more likely you are to obtain the benefits you’ve paid for.

How has the SBDC helped you in starting your business? Kevin Monahan and the team at the Florida SBDC at UNF offered a variety of resources that helped educate and prepare me to open my own business. Because I knew this was a risk for my family I wanted to be sure that I did everything I could to prepare and plan before I ever opened for business and the FSBDC has helped me do that.

 

Mary S. Daniel

904-770-5656

www.ClaimMedic.com

The Third Sector Blog is Moving!


We are moving our blog!  Don’t miss out on any of the FSBDC at UNF’s Third Sector blog posts!   
Keep up with us here: /category/non-profits/.

Tony Allegretti to be featured Panelist on Nonprofit Crisis Management September 16th




There are very few certainties among nonprofits, but one thing that’s just as sure as 990 filings is that at some point, some time, your group will face a crisis.  Perhaps a spokesperson or executive said something ill-advised and it got picked up, or maybe a staffer made a mistake.  These things happen to every group, and it is important to have a swift response.

Join Tony Allegretti, executive director of the Cultural Council of Greater Jacksonville and the rest of our panel of experts as we explore nonprofit crisis management in depth.


LeAnn Daddario from Hands On Jacksonville will facilitate this highly anticipated panel on nonprofit crisis management. Besides Tony, the panel of experts includes Shannon Nazworth, executive director of Ability Housing,Cathy Hagan, Area Director, FSBDC at UNF, and Simon Keymer, founder and lead consultant at Keymer, a public and corporate affairs consulting firm.

Tony Allegretti is the executive director of the Cultural Council of Greater Jacksonville. The Cultural Council of Greater Jacksonville champions the appreciation, relevance, and expression of art and culture. Previous to this position, Mr. Allegretti was director of Downtown engagement for JAX Chamber. He has advocated for business and growth Downtown and the urban core for more than a decade. In 2004, Mr. Allegretti won the individual award from the Cultural Council of Greater Jacksonville for his work establishing the First Wednesday Art Walk with Downtown Vision. He was the founding director of the Riverside Arts Market and created Community First Saturdays Downtown while at JAX Chamber. He is a stakeholder and entrepreneur as well with his partnerships that own Burrito Gallery and Uptown Market. Mr. Allegretti serves on the board of the Downtown Investment Authority, Jacksonville Area Legal Aid, the Downtown Marketing Collaborative and Westside Soccer Club.

To register for the FSBDC Nonprofit Conference click HERE.


LeAnn Diddario, to Facilitate Panel on Nonprofit Crisis Management September 16th.


Whether it’s turmoil in the executive suite, a failed fundraising campaign or financial fraud such as embezzlement, every organization hits bumps along the way.

And many of those organizations make it worse with their response (or, more often than not, lack thereof) to a crisis. Join us at the FSBDC Nonprofit Management Conference on Friday September 16th. 
LeAnn Daddario will facilitate this highly anticipated panel on nonprofit crisis management. The panel of experts includes Shannon Nazworth, executive director of Ability Housing, Tony Allegretti, executive director, Cultural Council of Greater Jacksonville, Cathy Hagan, Area Director, FSBDC at UNF,  and Simon Keymer, founder and lead consultant at Keymer, a public and corporate affairs consulting firm.

LeAnn Daddario is the President and CEO of HandsOn Jacksonville. She joined the team in 2013.  She is a native Floridian and fell in love with the Non-profit sector when she got out of graduate school. LeAnn quickly developed a deep passion for charitable work. She loves promoting service and volunteerism because paying it forward is both one of her personal and professional values.
She is responsible for all operations of the organization including Marketing and Communication, Finance and Administration, Agency Relations, Programs, Project Management and events. She has been employed in the non-profit sector for five years.  Before she joined the non-profit sector she had an extensive career in corporate America.  She holds an undergraduate degree in Political Science and an M.B.A. with a concentration in Sales and Marketing. She is a graduate of Leadership St. Johns, Blueprint for Leadership and is in the current of class of Leadership Jacksonville.  She volunteers her time with the American Fundraising Professionals, Make a Wish, The Players Championship Golf Tournament and the Sheriff’s Training committee.

She and her husband and son call St. Augustine, FL their home.  In her spare time she loves to cook, travel and enjoys many outdoor activities.  Adventure spurs her on and she has been known to jump out of a plane at 12,000 feet just for fun!!

To register for the FSBDC Nonprofit Management Conference click HERE

Kristin Keen Joins Expert Panel Addressing Nonprofit Board Management September 16th.



Kristin Keen runs a great nonprofit. We are excited she will be joining our nonprofit panel to discuss the care and feeding of nonprofit boards! Attendees will also hear from Kelly Altosino-Sastre of KAS Consulting as well as Ju’Coby Pittman, CEO/President, Clara White Mission, and Kevin Monahan, Area Director, FSBDC at UNF. 

Kristin lived and worked for five years in Kolkata, India where she encountered the life-stealing effects of the area’s sex trade on a daily basis. Kristin helped co-found a business that could offer these women a safe haven. 

Today, Sari Bari is a thriving business that employs more than 120 people in Kolkota who create beautiful handmade blankets and other products from traditional fabrics. Upon her return to Jacksonville, Kristin felt called to fight the sex trade on a local level, and Rethreaded was born. Beginning by forming relationships with women on the street and making prison visits, she knew the biggest need was for a safe, supportive work environment where these women could earn money while learning a skill and experiencing continued healing through community.  

Since Rethreaded’s start in 2012 Rethreaded has helped 20 women locally and provided over 10,000 hours of work to women in Jacksonville.  In 2012 Rethreaded was the overall winner of One Spark. 

 In 2015 Kristin was awarded the “40 under 40” up and coming business leaders in Jacksonville and was chosen as one of Girls Inc. “Women of Vision” awards. When she’s not at Rethreaded, Kristin is usually biking, doing yoga, or eating at some of Jacksonville’s best local restaurants.

To register for the FSBDC at UNF Nonprofit Conference click HERE.


FSBDC Nonprofit Conference Keynote: Michelle Braun, President and CEO of United Way





We are honored to have Michelle Braun, CEO of the United Way of Northeast Florida give the keynote address at the FSBDC Nonprofit Conference September 16th. Michelle will talk about nonprofit sustainability among other topics. In an environmental context, “sustainability” generally means finding a way to use resources in a manner that prevents their depletion. For charitable nonprofits, the phrase “sustainability” is commonly used to describe a nonprofit that is able to sustain itself over the long term, perpetuating its ability to fulfill its mission.


Michelle Braun is president and CEO of United Way of Northeast FloridaUnited Way’s goal is to mobilize people and resources to make lasting change in the areas of education, income and health.  United Way serves a five-county area of Northeast Florida and one in three people in the region.


Michelle has been very involved with United Way in many capacities prior to becoming president, including serving as a member of the board of directors, community chair for United Way’s RealSense initiative and as the vice president of Resource Development where she led a record-setting campaign of $17.2 million. 

Michelle returned to United Way after spending more than a decade in the corporate world.  Having served as  the Florida community development manager for Wells Fargo, she was responsible for coordinating the bank’s resources and partners to ensure the bank served all of Florida’s diverse communities – especially low- and moderate-income individuals and families.  She was previously Wachovia’s community relations executive for Florida before the merger with Wells Fargo.

Prior to her career at Wachovia, Braun worked for Bank of America as director of the Florida Foundation and as community development manager.  She has also served in leadership positions at nonprofit agencies across the country. She graduated with a bachelor’s degree in business and philosophy from The University of Notre Dame and earned a master’s degree in nonprofit management from The Weatherhead School of Management at Case Western Reserve University.

Michelle is passionate about serving the community. She serves on the board of directors for the Jacksonville Chamber of Commerce, the Early Learning Coalition of Duval, the Jacksonville Children’s Commission and the Local Initiatives Support Corporation (LISC).  She is a member of United Way Worldwide’s National Professional Council and recently served as chair of the JCCI mental health inquiry.

Michelle is married to Paul, her artist husband, and they have two children Quinn, 12, and Shea, 10.

To register for the conference click HERE.

FSBDC at UNF’s Clare Dreyer to Facilitate Nonprofit Board Management Panel at Sept. 16th Conference.




Our 6th Annual FSBDC Nonprofit Conference on September 16th, has a lot of great breakout sessions available including board management.

Clare Dreyer will facilitate a four person expert panel on the topic.There is much to be said for stability on a board, for it may reflect an effective culture of collegiality, trust and consistency. But there is also a danger that it can lead to stagnation. In just about every sector, businesses are in a state of dynamic change. They are faced with some form of transformation, whether it be regulation, market disruption,new mission models or other forms of competitive pressure. Attendees will hear from Kelly Altosino-Sastre od KAS Consulting as well as Ju’Coby Pittman, CEO/President, Clara White Mission, Kristen Keen, Founder and President of Rethreaded, and Kevin Monahan, Area Director, FSBDC at UNF. 


Clare has lived in Florida most of her life. She recently moved back to Jacksonville from Reno, NV and the Lake Tahoe area where she lived for 10 years. Prior to moving out west, Clare was a certified Woman Owned Business with her own consulting and training business, Clare Rice Consulting which she had for 15 years. Clare has served as an adjunct professor with the University of North Florida and Florida State University in their Continuing Education Divisions. She designed and delivered classes in organizational and management effectiveness.

While living out west she was the Assistant Director for Management and Leadership Programs in the Division of Extended Studies University of Nevada, Reno (UNR) where she also worked very closely with the Nevada Small Business Development Center.

Clare is also a Professional Member of the National Speakers Association and has designed and delivered over thirty-five customized training programs. She has also delivered over 700 professional presentations to groups of adult learners ranging from 25 – 1,500 attendees. She also holds certificates in many field such as Social Media Marketing, Advanced Management Program & Mediation Resolution, is a Certified Senior Professional in Human Resources (SPHR), a Certified Master Practitioner in the Art of Neuro-Linguistic Programming (NLP), Certified NLP Coach, Certified Dream Coach®, Certified Gallup Strengths Coach; Certified Professional Behavioral Analyst (CPBA) & Certified Professional Values Analyst (CPVA), Certified Master Facilitation Instructor with the Pacific Institute and a contributing author in the best-selling book “Get Your Woman On”.

Clare attended Florida State University and received her B. S. in Business with an emphasis in Marketing. She has two sons and a step-son. Forrest is a C130J pilot in the United States Air Force and is currently stationed at Ramstein Air Force Base in Germany. Alex is a licensed Pharmacy Technician and continuing his education in Chemistry at Florida State University. Adam is an Assistant Manager at The Bad Apple restaurant in Chicago.

To register for the conference, click HERE.


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